This is your year

Safe to say 2020 and 2021 weren’t what any of us expected. From having babies and getting engaged to job loss and sickness. No one could have predicted the last two years. That’s why this is your year. No one knows what’s truly around the corner but we can expect the worst while hoping for the best.

Here is a list of 10 things you can do to make 2022 the best year possible.

Set goals.

Financial goals, health and wellbeing targets or spiritual aspirations set the goal. Dream big, then make a plan on how you will get there. That plan needs to have milestones that you will be able to pinpoint your progress.

Get on a budget.

No matter what life throws at you you need to be on a realistic budget that is a direct reflection of what matters most to you.

Start saving.

Save for the things you need, want and value. For 2022 the gift you’re giving yourself is security. An emergency fund that protects you against whatever crops up.

Find your tribe.

Find the people who inspire and motivate you. Join a running group, a self improvement class or an Instagram group (highly recommend the #irishdebtfreecommunity). Find the people who will keep you accountable to yourself.

This is your year to get organized.

Lists may not be glamorous but they keep you on top of your goals and keep you organized. Think about the tasks you need to accomplish and write them down.


Sort out your cupboards and wardrobe. Know what you have and use what you have. In 2022 wasting money on things you neither want nor need is outdated and doesn’t serve your future.

No more excuses.

This year you are not giving yourself excuses. It’s results you want and with consistent effort you will have them.

Make self care a priority.

Do something at regular intervals that feeds and nourishes your soul. Take the time you need to recharge so that you have the stamina your goals require. Not the bog standard self care that you’re told you need. Real self care. Get out into nature. Read a book. Lie in the shade and listen to the birds.

This is your year to practice self love.

In 2022 you are not putting yourself down. Instead you will talk to yourself with the love and respect you would talk to someone dear to you. Gone are the days of listing your failures or flaws like the alphabet. By the end of the year you will know your good qualities like the back of your hand.


Every so often take a look at how far you’ve come and appreciate the effort you’ve put in.

May 2022 be everything you hope for. Wishing you every success and happiness going into the new year!

If you’re interested in some further reading you might enjoy – Nothing to no one, a post about clearing debt and steps you can take.

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